Hospital Cash Back Insurance
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What you get
The insurance that was designed to help to recover not only your health, as well as, the family members (dependants) in case of hospitalisation, as a result of (non-chronic) diseases and accidents.
Cover details:
• Coverage of hospital expenses from the second day
• Full payment at the end of your hospitalisation
• Extensive cover options for yourself and your family
• A way to ease the strain on your medical aid
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What you need to know
- Have a valid bank account with Absa Bank Mozambique
- No prior medical examination is necessary
- Excludes routine queries and Medication Expenses
- Waiting period, including for pre-existing conditions and pregnancy
- Age Limit details:
Insured Age Registration Age limit Cover Details Principal Insured 18 – 60 years No Limit Spouse 18 – 60 years No limit children Newborn months – 18 years.
Or 25 years if is a full-time student.18 years.
Or 25 years if is a full-time student. -
What to bring when you apply
Family Life Insurance
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What you get
The insurance that covers a funeral expenses in case of death of you or your dependants (spouse, children or parents). This insurance allow you to require for a financial reimbursement due to the death incident.
- Free tax payment
- Immediately full payment
- Extensive cover options for yourself, your family and parents
- A way to ease the strain on your medical aid
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What you need to know
- Have a valid bank account with Absa Bank Mozambique
- Maximum limit of children to be insured/beneficiaries: 6
- Age Limit details:
Insured Age Registration Age limit Cover Details Principal Insured 18 – 60 years No Limit Spouse 18 – 60 years No limit children Newborn months – 18 years.
Or 25 years if is a full-time student.18years.
Or 25 years if is a full-time student.Dependents Age under 72 years on the date of accession No limit Uncovered risks:
- Death by a criminal or illegal act
- Voluntary injuries, suicide
- Violation of Law, or criminality
- Intentional exposure to danger (except attempt to save a human life)
- Effect of Radioactivity or nuclear explosion
- Accidental death as a result of riots, private flights, dangerous sports
- Drug and alcohol dependent consumption
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What to bring when you apply
Classic Life Insurance
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What you get
The Classic Life Insurance is an individual life insurance product, designed to provides coverage in the event of death or permanent disability.
- Coverage includes death/ total permanent disability
- Free tax payment
- Financial support for beneficiaries in difficult times
- Extensive cover options for yourself, your family
- Once off payment of compensation in case of death
- Direct payment debit from your bank account
- Refund in the third year of 50% of one year's premium payment
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What you need to know
- Have a valid bank account with Absa Bank Mozambique
- Maximum limit of beneficiaries: 6
- Waiting period, including for pre-existing conditions and the respective benefit amount
- Cashback benefit
- Termination age for disability benefit
- Age Limit details:
Insured Age at entry Age limit Cover Details Principal Insured 18 – 60 years 70 years Uncovered risks:
- Death/disability by a criminal or illegal situation, war (political or non), riots or nuclear explosion, terrorism
- Intentional injuries, suicide or attempted suicide, self-inflicted injury within the first 24 months of the Policy
- Law violation or criminality
- 6-month pre-existing conditions (chronic illnesses) before the start of the policy cover
- Active participation in strikes and labor disturbances
- Refusing a medical treatment by a licensed professional doctor
- Pre-existing disability before the policy cover start
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What to bring when you apply
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What you get
An insurance for your car from a trusted and a solid brand
Our vehicle insurance is designed to suit your lifestyle, whether you want to protect your vehicle, yourself or a third-party in charge of your vehicle against loss as a result of unexpected incidents.- Extended protection against loss caused by fire or theft for the owner/insured's vehicle,
- Access to emergency medical expenses for 5 occupants,
- Cover for loss or damage to car keys,
- Payment of premium in instalments,
- Protection against third party property damage or loss due to an accident,
- A simplified claims process to help you get back on the road.
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What you need to know
Have an Absa bank account
Comprehensive motor policy
This cover will protect your vehicle and third-party vehicle in case of accidental damage or loss. For your vehicle it cover: accidents resulting from collision between vehicles or other objects, rollover, fire, explosion, theft, vandalism, injuries to occupants in the vehicle.
Third-party policy
The policy will indemnify you against liability for third-party bodily injury or death and third-party property damage up to an agreed limit.
Third-party, fire and theft policy
- Covers accidental bodily injury to or death of third parties,
- Covers damage due to fire or theft,
- Claims are paid promptly.
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What to bring when you apply
House owner's insurance
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What you get
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What you need to know
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What to bring when you apply
- Valid national identity card/Passport/DIRE
- Proof of residence (Declaration of residence letter, or water/electricity/telephone bill in the name of the client)
- NUIT
- Proof of origin of funds (employer declaration letter)
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- Employees - Letter from the employer attesting to the employment relationship, profession and type of contract
- Self-employed - Declaration of self-employment
- Retired clients
i) iCivil service: Declaration Issued by the National Institute of Social Security
ii) Private entities: Declaration issued by the National Institute of Security
- Filling out the insurance form at the time of request
Portable electronic equipment cover
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What you get
The insurance that protects in the event of damage, theft or loss of portable electronic equipment such as cellphones, laptops, tablets, cameras, bicycles and more.
Coverage includes:
- Loss or damage caused by fire and related hazards
- Theft (subject to violent entry/exit)
- Damage that occurs outside Mozambique
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What you need to know
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What to bring when you apply
- Valid national identity card/Passport/DIRE
- Proof of residence (Declaration of residence letter, or water/electricity/telephone bill in the name of the client);
- NUIT
- Proof of origin of funds (employer declaration letter):
- Employees - Letter from the employer attesting to the employment relationship, profession and type of contract
- Self-employed - Declaration of self-employment
- Retired clients
i) Civil service: Declaration Issued by the National Institute of Social Security
ii) Private entities: Declaration issued by the National Institute of Security
- Filling out the insurance form at the time of request