Hospital Cash Back Insurance

Absa! Creating solutions for your well-being, recovering your health!

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Family Insurance

In the most difficult moment, our insurance protects you!

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Vehicle Insurance 

An insurance for your car from a trusted and a solid brand.

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Classic Life Insurance 

The continuity of your family financial wellbeing depends on you” “Get Classic Life insurance now, especially for your family!

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Houseowners Insurance

Protecting your property from future damage!

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Portable Electronic Equipment

Be anywhere with your portable electronics equipment covered!

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Hospital Cash Back Insurance
  • What you get

    The insurance that was designed to help to recover not only your health, as well as, the family members (dependents) in case of hospitalization, as a result of (non-chronic) diseases and accidents.

    Cover details:

    • Coverage of hospital expenses from the second day

    • Full payment at the end of your hospitalization

    • Extensive cover options for yourself and your family

    • A way to ease the strain on your medical aid

  • What you need to know

    • Have a valid bank account with Absa Bank Mozambique
    • No prior medical examination is necessary
    • Excludes routine queries and Medication Expenses
    • Waiting period, including for pre-existing conditions and pregnancy
    • Age Limit details:
    Insured Age Registration Age limit Cover Details
    Principal Insured 18 – 60 years No Limit
    Spouse 18 – 60 years No limit
    children Newborn months – 18 years.
    Or 25 years if is a full-time student.
    18 years.
    Or 25 years if is a full-time  student.
  • What to bring when you apply

    • Personal documents (KYC's):
      identity document/ passport/ D.I.R.E., declaration of residence, NUIT, declaration of income sources
    • Fill the insurance application form
    • Terms and Conditions signed
Family Life Insurance
  • What you get

    The insurance that covers a funeral expenses in case of death of you or your dependents (spouse, children or parents). This insurance allow you to require for a financial reimbursement due to the death incident.
     

    • Free tax payment
    • Immediately full payment
    • Extensive cover options for yourself, your family and parents;
    • A way to ease the strain on your medical aid
       
  • What you need to know

    • Have a valid bank account with Absa Bank Mozambique;
    • Maximum limit of children to be insured/beneficiaries: 6
    • Age Limit details:
    Insured Age Registration Age limit Cover Details
    Principal Insured 18 – 60 years No Limit
    Spouse 18 – 60 years No limit
    children Newborn months – 18 years.
    Or 25 years if is a full-time student.
    18years.
    Or 25 years if is a full-time  student.
    Dependents Age under 72 years on the date of accession No limit
    Uncover Risks:
    • Death by a criminal or illegal act;
    • Voluntary injuries, suicide
    • Violation of Law, or criminality;
    • Intentional exposure to danger (except attempt to save a human life);
    • Effect of Radioactivity or nuclear explosion;
    • Accidental death as a result of riots, private flights, dangerous sports;
    • Drug and alcohol dependent consumption.
  • What to bring when you apply

    • Personal documents (KYC's):
      identity document/ passport/ D.I.R.E., declaration of residence, NUIT, declaration of income sources
    • Fill the insurance application form
    • Terms and Conditions signed
Vehicle insurance
  • What you get


    Our vehicle insurance is designed to suit your lifestyle, whether you want to protect your vehicle, yourself or a third-party in charge of your vehicle against loss as a result of unexpected incidents.
     
    • Coverage includes death/ total permanent disability;
    • Free tax payment;
    • Financial support for beneficiaries in difficult times;
    • Extensive cover options for yourself, your family;
    • Once off payment of compensation in case of death;
    • Direct payment debit from your bank account;
    • Refund in the third year of 50% of one year's premium payment.
  • What you need to know

    Comprehensive motor policy

    This cover will protect your vehicle and third-party vehicle in case of accidental damage or loss.

    Third-party policy

    The policy will indemnify you against liability for third-party bodily injury or death and third-party property damage up to an agreed limit.

    Third-party, fire and theft policy

    • Covers accidental bodily injury to or death of third parties
    • Covers damage due to fire or theft
    • Claims are paid promptly
  • What to bring when you apply

    • Valid National Identity Card / Passport / D.I.R.E.
    • Proof of Residence (Declaration of residence letter, or water/ electricity/ telephone Bill in the name of the client);
    • NUIT;
    • Proof of Origin of Funds (employer declaration letter):
      • Employees - Letter from the Employer attesting to the employment relationship, profession and type of contract.
      • Self-employed - Declaration of self-employment;
      • Retired Clients

     i) if of the Civil Service: Declaration Issued by the National Institute of Social Security; 

    ii) Private Entities: Declaration issued by the National Institute of Security

    • Filling out the insurance form at the time request;
    • Driving License;
    • Vehicle documents. 
Classic Life Insurance
  • What you get

    The Classic Life Insurance is an individual life insurance product, designed to provides coverage in the event of death or permanent disability.

    • Coverage includes death/ total permanent disability
    • Free tax payment
    • Financial support for beneficiaries in difficult times
    • Extensive cover options for yourself, your family
    • Once off payment of compensation in case of death
    • Direct payment debit from your bank account;

    ·       Refund in the third year of 50% of one year's premium payment.

  • What you need to know

    • Have a valid bank account with Absa Bank Mozambique.
    • Maximum limit of beneficiaries: 6
    • Waiting period, including for pre-existing conditions and the respective benefit amount.
    • Cashback benefit.
    • Termination age for disability benefit.
    • Age Limit details:
       
    Insured Age Registration Age limit Cover Details
    Principal Insured 18 – 60 years No Limit
    Spouse 18 – 60 years No limit
    children Newborn months – 18 years.
    Or 25 years if is a full-time student.
    18 years.
    Or 25 years if is a full-time  student.
    Dependents Age under 72 years on the date of accession No limit
    Uncover Risks:
    • Death/ disability by a criminal or illegal situation, war (political or non), riots or nuclear explosion, terrorism
    • Intentional injuries, suicide or attempted suicide, self-inflicted injury within the first 24 months of the Policy
    • Law Violation or criminality
    • 6-month pre-existing conditions (chronic illnesses) before the start of the policy cover
    • Active participation in strikes and labor disturbances
    • Refusing a medical treatment by a licensed professional doctor
    • Pre-existing disability before the policy cover start
  • What to bring when you apply

    • Personal documents (KYC's):
      identity document/ passport/ D.I.R.E., declaration of residence, NUIT, declaration of income sources
    • Fill the insurance application form
    • Terms and Conditions signed
Houseowners Insurance
  • What you get

    The Insurance that protect a coverage in the event of damage or theft of the contents of your property.

    Coverage include:
    • Fires and related hazards;
    • Storms, winds, floods, water, hail;
    • Impacts from animals, vehicles, natural fall of trees or aircraft;
    • Theft of contents (subject to violent entry/exit).
  • What you need to know

    • Have a valid bank account with Absa Bank Mozambique;
    • Provide a list of items and respective amounts for each of them to be insured;
    • Indicate associated Risks to be covered.
  • What to bring when you apply

    • Valid National Identity Card / Passport / D.I.R.E.
    • Proof of Residence (Declaration of residence letter, or water/ electricity/ telephone Bill in the name of the client);
    • NUIT;
    • Proof of Origin of Funds (employer declaration letter):
      • Employees - Letter from the Employer attesting to the employment relationship, profession and type of contract.
      • Self-employed - Declaration of self-employment;
      • Retired Clients 
        i) if of the Civil Service: Declaration Issued by the National Institute of Social Security;
        ii) Private Entities: Declaration issued by the National Institute of Security
    • Filling out the insurance form at the time request.
Portable Electronic Equipment
  • What you get

    The Insurance that protect a coverage in the event of damage, theft or loss of portable electronic equipment such as cellphones, laptops, tablets, cameras, bicycles and more.

    Coverage include:
    • Loss or damage caused by fire and related hazards;
    • Theft (subject to violent entry/exit);
    • Damage that occurs outside Mozambique.
  • What you need to know

    • Have a valid bank account with Absa Bank Mozambique;
    • Provide a list of items and respective amounts for each of them to be insured;
    • Indicate associated Risks to be covered.
  • What to bring when you apply

    • Valid National Identity Card / Passport / D.I.R.E.
    • Proof of Residence (Declaration of residence letter, or water/ electricity/ telephone Bill in the name of the client);
    • NUIT;
    • Proof of Origin of Funds (employer declaration letter):
      • Employees - Letter from the Employer attesting to the employment relationship, profession and type of contract.
      • Self-employed - Declaration of self-employment;
      • Retired Clients 
        i) if of the Civil Service: Declaration Issued by the National Institute of Social Security;
        ii) Private Entities: Declaration issued by the National Institute of Security
    • Filling out the insurance form at the time request.
Need more help?

Call us on:
+258 21 344 400

Email us:
linhacliente@absa.africa