Classic Credit Card

Enjoy convenience and peace of mind.

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Gold Credit Card

Get exceptional value with a Gold Credit Card.

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Platinum Credit Card

 Earn Cash Back Points, travel in style, and get rewarded for it too.

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A credit card that gives you more rewards

Use your Absa VISA Credit Card and earn Worldmiles, which can be used to shop online or purchase airline tickets from any international airline, anywhere you want. Talking about getting more rewards and benefits with our credit card.

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Get rewarded with redeemable points on all your purchases.

 

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Use your card to shop online or draw cash from an ATM

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Get up to 50 days interest-free on all your transactions.

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Enjoy discount benefits from our merchant partners

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 Chip-and-PIN cards are safe and convenient to use

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Accepted internationally at over 33 million outlets across 150 countries.

Use your credit facility wisely and avoid financial pitfalls

Reward yourself with caution when it comes to credit. While it could be a convenient way to borrow money and build a healthy credit record, it can be dangerous and do more harm than good. We can help you get the most from your card without putting your credit record at risk.

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Start smart

Make sure you understand how and when to use your credit card right from the start.

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Be proactive

Be aware of the interest rate linked to your card. Make your payment on time; no interest will apply except for ATM cash withdrawals.

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Stay smart

Make sure your contact details with the bank are kept updated and you’re reachable.

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Show respect

Credit cards don’t exist to provide you with free money, nor should you view it as an additional salary. You have to treat your card with respect.

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More for less

Pay more than the minimum instalment. You’ll square the interest owed although your debt won’t go away.

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Protect your credit

We have credit protection plans that will help settle the repayments of your debt in the event of death, critical illness or retrenchment.

Classic Credit Card

  • What you get


    A perfect first-time credit card that will open doors to more benefits. With our Classic Credit Card you can pay for unexpected expenses, shop online or at other retail outlets and enjoy convenience, flexibility and peace of mind with up to 50 days interest free.
     
    • Flexible repayment period
    • Funds for your day-to-day needs
    • Easy access to increase your credit limit
    • Consolidation of debt into a single credit facility
  • What you need to know

    • A minimum salary of 20,000MT qualifies you for a Classic Credit Card if you already bank with us.
  • What to bring when you apply

    • National ID card, passport or driving licence
    • Proof of residence, e.g. latest utility bill
    • Confirmation of employment
    • Latest 3 months’ bank statements

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).  

Gold Credit Card
  • What you get

    Ready to get your hands on Gold? Our Gold Credit Card gives you unbeatable benefits that allow you to do your shopping while helping you to be prepared for life's unexpected challenges.
     
    • Easy installment plan
    • Interest-free period of up to 50 days if 100% of the balance due is paid
    • Chip and PIN-based technology
    • Global acceptance
    • Online shopping
    • Free monthly statements to manage your expenses
  • What you need to know

    • A minimum salary of 45,000MT is required to qualify for the Gold Credit Card.
  • What to bring when you apply

    • National ID card, passport or driving licence
    • Proof of residence, e.g. latest utility bill
    • Confirmation of employment
    • Latest 3 months’ bank statements

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).  

Platinum Credit Card
  • What you get


    Our Platinum Credit Card is packed with fantastic features, rewards and privileges. Use your card to pay for your airline tickets and get access to over 700 VIP lounges.
     
    • Points every time you spend with your card
    • Points redeemable for cash back on your credit card
    • Access to currency exchange for your destination at any ATM
    • Accepted at any retail point of sale (POS) or ATM where the VISA logo is displayed
    • Free travel insurance cover, including compensation for flight delays longer than 6 hours
    • Easy instalment plan
    • Interest-free period of up to 50 days if 100% of the balance due is paid
    • Chip and PIN-based technology
    • Global acceptance
    • Online shopping
    • Free monthly statements to manage your expenses
  • What you need to know

    • Earn a minimum net salary of 155,000MT.
    • Get dedicated customer service.
    • Minimum monthly repayment is only 10% of the total spent balance.
    • The credit limit will be defined individually.

    Absa Card Security:

    • You can cancel your card in event of theft.
    • Get support in case of emergency during tour in a foreign country.
    • Proof of identity is required in case of theft.
    • You get access to 24-hour customer service.

    Call 1223 or 21344400 for more information on the Absa Cash Back programme.
     

  • What to bring when you apply

    • Proof of identity - national identity document, passport or driving licence
    • Proof of address - latest utility bill
    • Birth certificate or marriage certificate if relationship needs to be established
    • Latest payslip
    • Latest 3 months' bank statements

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

Are you interested in applying for a credit card? 

Fill out the form below and we will contact you to get started




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