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Secured Loan

Open a world of opportunities and do the things you want to do with a personal secured loan.

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Overdraft

An overdraft gives you cover for rainy days and gives you a bit of extra cash that goes a long way.

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Calculate how much your monthly loan repayment will be.
Secured loan

  • What you get

    • Flexible repayment options based on your financial obligations
    • Hassle-free application processes and quick approval times
    • Personalised support to manage your loan more easily
    • If you already have a loan with another institution, we can buy it back

  • What you need to know

    • You must be at least 18 years old to apply.
    • We will need confirmation of employment.
    • The loan amount you qualify for will vary according to your salary and affordability.  

  • What to bring when you apply

    • National ID card, passport or driving licence
    • Proof of residence, e.g. latest utility bill
    • Confirmation of employment
    • Latest salary statement
    • Last three (3) months’ bank statements

     

    *All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

Overdraft

  • What you get

    Need a bit of extra cash in your account? Our overdraft credit facility gives you quick access to your money, making it a great solution for your financial needs.
     
    • Flexibility to overdraw up to an agreed limit
    • Ability to cover any expenses
    • Attractive interest rate
    • Hassle-free application processes and quick approval times
    • Instant access to your money
    • Advanced support for you to manage your money easily

  • What you need to know

    • You must be at least 18 years old to apply.
    • The overdraft available is to the customer for a maximum period of 1 year.
    • Overdraft interest is repayable on a monthly basis.

  • What to bring when you apply

    • National ID card, passport or driving licence
    • Proof of residence, e.g. latest utility bill
    • Confirmation of employment
    • Latest salary statement
    • Latest 3 months’ bank statements

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

Need more help?

Call us on:
+258 21 344 400

Email us:
linhacliente@absa.africa