Our home loan can be structured to suit your individual and family needs. A mortgage that lets you tap into the value of your property and utilise it as a cash loan for your home improvements. That’s how you turn your house into your dream home.

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What you can expect

  • What to get

    • Up to 85% of the value of your property from the bank
    • Maximum repayment period of up to 25 years
    • Minimum loan request of 2,000,000MT
  • What you need to know

    • You have to earn a minimum wages of 30,000MT per month.
    • The monthly repayment amount is deducted directly from your salary.
    • A debt-to-income ratio of up 50% applies.
  • What to bring when you apply

    • National ID card, passport or driving licence
    • Marriage certificate (if applicable).
    • Proof of residence, e.g. latest utility bill
    • Last 3 months’ bank statements
    • Confirmation of employment
    • An active Absa Current Account
    • Latest salary statement
    • Property certificate

    All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application(s).

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Need more help?

Contact us on:

Switchboard: +258 21 344 400
Email: linhacliente@absa.africa

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